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Articles

In almost 8% of trials in 2005, the plaintiff winner was awarded $1 million or more in compensatory and punitive damages.

Source: U.S. Department of Justice, 2015 (most current data available)

Welcome to our research center. We've put together a library of information on important financial topics that we believe you'll find helpful.

Simply click on one of the general financial topics below, and you'll find a selection of easy-to-understand information about related financial concepts. This information is updated regularly to reflect the latest facts, figures, and trends.

Risk Management

  • Term Life Insurance

    Term life insurance differs from permanent forms of life insurance in that it offers temporary protection.

  • Universal Life Insurance

    Consider a universal life insurance policy if you want the flexibility to change your premium or death benefit.

  • Variable Life Insurance

    Variable life insurance gives you the control to allocate your account value among a variety of investment options.

  • Auto Insurance

    Even if your state doesn’t require certain types of auto insurance, it may be wise to purchase multiple types to ensure you are covered for a variety of situations.

  • Insurance Claims

    When it is time to make an insurance claim, it helps if you are familiar with your policies and the steps you should take to file a claim.

  • Maximizing Your Insurance Benefits

    Several factors could undermine the financial security provided by the proceeds of your life insurance policy.

  • Protecting Your Home

    Since your home is one of your greatest assets, you should make sure it is adequately protected. That's where homeowners insurance enters the picture.

  • Additional Liability Coverage

    Consider additional liability insurance to help protect you from the potentially devastating effects of liability lawsuits.

  • Long-Term-Care Needs

    If you were to suffer an illness or disability that required long-term nursing care, would you be covered?